The Dann Law Firm Services

Let us Determine the Best Plan for You

Did You Know…

* We Can Bring Counter Claims Against Your Lender In Both State And Federal Court For Violations In Your Loan! * You Can Counter Sue Your Lender Based On Predatory Lending and Discrimination! * We Can Evaluate And Argue The Lenders Claims On Notice Of Intent To Foreclose
* While We Fight Your Case In Court, We Can Also Facilitate A HUD and CFPB Complaint To Fight The Bank On Multiple Fronts!

Your Case Is Unique And I Will Give You The Personal Attention That You Deserve.

Many homeowners that come to us have already made assumptions as to what type of relief they are seeking without actually knowing what is available to them.  Many homeowners call us and the conversation starts out by them saying, Do you do loan mods?, Can you help me with a deed in lieu?, Bankruptcy, or Foreclosure Defense, etc.  The reality is that every case is different and many homeowner’s best solution is one that they may not have thought of.   We want to strongly urge homeowners to take action because  ignoring the problem will only make the situation worse.  If you are late on your mortgage or you foresee that you might be approaching default, call us to allow us to educate you on your options.  We see too many homeowners make the wrong decisions without being educated – don’t let that happen to you!

Foreclosure Defense Is Changing Every Day.

We are dedicated to staying current on tools, programs and new case law that is emerging all of the time. The threat of losing your home can take a toll on you and your family no matter what stage of the foreclosure process you are in.   The most important thing for you to do to protect yourself and your family is to hire PROPER & EXPERIENCED representation.

Stay In Your Home While I Defend Your Foreclosure Case.

I am  an experienced foreclosure attorney who can get results. The threat of losing your home can take a toll on you and your family no matter what stage of the foreclosure process you are in.  The most important thing for you to do to protect yourself and your family is to hire PROPER & EXPERIENCED representation.

Step 1: Reach Out To Me For The Solution.

When you reach out to us by filling the form out on the right of this page, you will receive an IMMEDIATE response back from me. The 1st step of “Reaching Out” is the most important part of the process. As you can see by the foreclosure timeline below, the longer you put off this step the worse your situation will get – preventing you from taking advantage of certain programs and defenses.

I Can Get Results At An Affordable Price.

We feel that it is our DUTY to educate and consult any homeowner that reaches out to us for help. There is never a charge or fee for an initial consultation. We made it our mission to help Ohio homeowners that are facing Foreclosure or having trouble paying their mortgages.  Our mission to protect homeowners shows in my record and through the clients that my firm has helped.

What Happens 1st?

As soon as you reach out to us by filling the form out on the right of this page, I will personally contact you. Most homeowners are surprised that I personally handle their cases. They are also surprised how affordable it can be to defend them against the foreclosing lender. We have the ability to work out really affordable payment programs that fit into a modest family budget. When you speak to me during the initial free consultation, these are my goals.

1) Get to know you and identify your immediate needs

2) Listen to your story and assess your personal situation

3) Identify exactly where you are in the process

4) Discuss your desired options (Loan Modification, Stay In Your Home, Short Sale, Etc)

5) Lay out a “Plan Of Attack”

After our initial consultation with clients, we always ask what their goals are and if the consultation met their expectations.

The Overwhelming Client Response Is A “Feeling Of Relief”

I understand the law and how to defend homeowner’s rights.  The Foreclosure Process is very intimidating when it’s just you against the bank.  After I consult people, they feel like they have someone on their side. When you hire my firm, all of the phone calls from the bank will stop so you can take a step back and get back on track. Our office deals with those calls so you don’t have to. It is actually illegal for a collector to contact you once you tell them that you have hired legal representation.

Fighting Foreclosure In Court

Many homeowners view the filing of a foreclosure complaint as the end of a dispute with their lender.

Really, it is only the beginning.  During the housing and refinancing bubble of the last decade, many mortgage loans were sold over and over again, often creating gaps in ownership that make foreclosure difficult or impossible. Loan servicers routinely violate federal and state laws and their fiduciary duties to lenders and homeowners. I have successfully raised these issues on behalf of homeowners resulting in dismissals of foreclosure complaints or modifications that make it possible for homeowners to remain in their home.

Foreclosure is a “process” and not what people see on TV where a banker comes and takes their belongings and throws them out of the house.

Does Declaring Bankruptcy Stop Foreclosure?

My office is a debt relief agency devoted to protecting the rights of american consumers.  I offer representation for individual consumers in Chapter 13 and Chapter 7 bankruptcy cases.  I aggressively pursue claims against any creditors and collection agents who fail to comply with the rules and regulations designed to protect you and your rights.  Bankruptcy can be a wonderful and effective tool for homeowners in foreclosure.

What Is A Short Sale?

A short sale is when the lender will accept less than the amount owed in order for you to sell your home. This is a good strategy to avoid foreclosure if your intent is to exit your home. However, having a good Realtor is not enough. You also need to have a good Foreclosure Defense Attorney defending the foreclosure while working out a solution for a short payoff with the bank.  You must understand that a short sale can be rejected by your lender, and you need to know how to protect your rights if this happens.

You Are The Homeowner. You Have Rights.

Remember This:

You Own Your Home, Not Your Lender.

When your lender files for foreclosure, you instantly have an adversarial relationship. They are trying to collect a debt and they are pursuing you via the legal system. Don’t make the mistake of going to your lender and asking them how you should handle the situation. You need representation.  Foreclosure defense is not just for the wealthy. Most of our clients are surprised how affordable it really can be.

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